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Qualifying Events & Changes Permitted

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Employees may make changes to their health insurance plans outside of the Open Enrollment period if they experience a qualifying life event. Changes permitted and required documents are dependent upon the type of qualifying event you experience. Changes may include enrolling or removing dependents or changing health plans.

Qualifying Events include:

Marriage / Domestic Partnership
Divorce / Legal Separation
Death
Birth / Adoption / Legal Guardianship
Eligible Dependent(s) with a Certified Disability
Loss of Other Medical Coverage
Gaining of Other Medical Coverage
Change in Residence (moving in or out of the service area)
Judgment / Decree / Order
Entitlement to Medicare
Return from an Unpaid Leave of Absence

If you experience a qualifying event and would like to make a corresponding change to your coverage, you must complete and return a Health Insurance Application, along with the required supporting documents, to Employee Benefits within 30 days of the event date. If your documents are not received in that time, you will have to wait for the next Open Enrollment period to make your desired changes.

For details on changes permitted and required documents, please contact Employee Benefits.

COF Contact Information